1291 Group Asia Limited

Jeroen Simons


Educational background: Trinity College Dublin, Ireland. B.A. Economics & Social Studies
Professional stations: American Express Bank – Senior Director
ABN AMRO – Senior Vice President
Important values: A responsible global citizen. A trusted business partner who believes that collaboration and the ability to quickly adapt are the keys to achieving our common goals.
“If you want to go fast, go alone. If you want to go far go together” - African Proverb

As part of the 1291 Group, 1291 Group Asia Limited provides financial advisory services focusing on wealth planning and structuring solutions. Hereby we specialize in international life insurance. Our private wealth solutions are tailor-made to the client's needs, with an emphasis to optimizing their privacy and confidentiality requirements, providing strong asset protection, taxation efficiency and succession planning.

Our main objective is to provide our clients customized solutions that fit their long-term financial goals and that are tailored to the needs of the Asian market.

1291 Group Asia Limited was established in 2016 in Hong Kong and is licensed and regulated with the Hong Kong Insurance Authority.

Our Oath of Independence:
Ensuring Quality Tailor-Made Wealth Protection and Insurance Solutions

How do we do it? We work with over 20 insurance companies in 15 different jurisdictions. With this geographical breadth, we are able to offer tax- compliant insurance solutions for clients from over 50 countries. Our typical clients are investment professionals and their (ultra-) high net worth clients. Our global financial solutions include:

  • Private placement policies (life insurance or annuity plans)
  • Universal life insurance (including premium financing)
  • High death benefit policies
  • Private and personalized pension plans and pension administration
  • Introduction to seasoned and successful portfolio managers and private banks
  • Assisting in the set up of trusts and companies by referral to our cooperation partners

Before entering our range of products, these are all tested and proven through our specialists. Our partners in the financial and insurance sector go through a thorough evaluation process and are continuously monitored by our experts.
Financial professionals and investors from all over the world benefit from our tailor-made investment solutions.


For more information about our Insurance Solutions, please contact us: info@1291group.com.

Yannick Häni


Educational background: Master of Law in international taxation (LL.M.) and Bachelor of Business Law (B.LAW)
Professional stations: CEO of 1291Group Asia since 2016, Sales Partner of various 1291Group entities since 2014, Sales Manager for Northern Europe for Valorlife Life Insurance Company from 2012 to 2014
Important values: You have to learn the rule of the game. And then you have to play better than anyone else. - Albert Einstein

Frances Boon


Educational background: Bachelor of Social Science (Hons., Statistics) and Bachelor of Arts (Economic & Statictics) from National University of Singapore.
Professional stations: Prior to joining 1291 in June 2019, I was pioneer member of a leading PPLI carrier’s Singapore operation. I have over 25 years of experience building relationships with and addressing the needs of Asian high net worth clients. This includes working in the private banking and corporate banking divisions of major banks.
Important values: There is no perfect product, but I seek the most suitable solution for the client.

Toshikazu Saito


Educational background: Keio University, Bachelor of Art in Economics: National Futures Association Series #3 (National Commodity Futures Registered Representative-1997) / National Association of Security Dealers Series #7 (General Securities Registered Representative-1994)
Professional stations: 40years of experience in financial services and International estate planning
Important values: Provide value added advice and guidance by analyzing client needs and resolving issues. Provide the broadest range and highest quality of products and services, which are easy for clients to understand and use. Develop and maintain long-term relationships by actively listening to client feedback in order to build trust and loyalty.

Xiao Hu


Educational background: Bachelor of Commerce – Finance & Marketing
Professional stations: Xiao started her career in 2016 in Dubai after completing her undergraduate studies from Murdoch University. Xiao later relocated to Hong Kong in 2017 and worked for Swiss International Asset Management Ltd. as Marketing Manager and PA to CEO for over 4 years before joining 1291.
Important values: The harder you work, the luckier you get.

Paco Zayco


Educational background: Professional Financial Certificates from the New York Institute of Finance and the Wharton School of the University of Pennsylvania and an Entrepreneurial Management degree from the University of St. La Salle, Chartered Trust and Estate Planner
Professional stations: Head of Singapore for a Hong Kong based Asset Manager, Vice President at BB Securities Asia (Banco do Brasil Group) and Relationship Managements Roles in global leading financial institutions including EFG and HSBC.
Important values: Integrity is key to successful and lasting client relationships. My family and client satisfaction are what drive me to be the best at what I do.

Silky Leung


Educational background: Bachelor of Arts (Sociology) at the Macquarie University, Australia
Professional stations: Worked in Sales & Marketing field for 5 years. With HR & Administrative experience in Hong Kong listed company. With the 1291 Group since 2017.
Important values: Love the life you live and you will live a life of love.

Chloe Lo


Educational background: BA University of Toronto Hong Kong Institute Of Human Resource Management Certificate
Professional stations: With over 15 years of expertise in the insurance sector, Chloe specializes in Mortgage Insurance. She has served as the Executive Assistant to the CEO of AIG UG and worked as a Business Development Specialist, showcasing a wealth of experience in her field.
Important values: 'Joy and sorrow are facets of fate. With faith and hope, darkness yields. The cycle of karma prevails; sow good, and goodness will find you.'

Anne Lueth


Educational background: Qualified Paralegal (Germany), Diploma in International Trust Manager (STEP) = Member of Society of Trust and Estate Practitioners (TEP)
Professional stations: Over 15 years of industry experience working with high net worth individuals and renowned families specializing in cross-border issues and asset protection needs with a focus on multi-generation succession planning as well as the management of complex trust and corporate structures. Anne worked for global financial institutions including HSBC and international trust and corporate services providers in Switzerland, Singapore and Hong Kong.
Important values: Integrity is the seed for achievement. It is the principle that never fails.

Heinrich Grabner


Educational background: B.A., University of Michigan, Ann Arbor
Professional stations: Deputy Chairman of PT International Development Corp (0372.HK)
CEO of Muhabura Capital Limited, CEO of Helios Asset Management
CEO of China Silver Financial Group
Important values: Honesty, Integrity, Perseverance and Transparency

Freda Liu


Educational background: Master of Arts in Economics, New York University; Bachelor of Economics & Finance, University of Hong Kong.
Professional stations: I have 10 years Private Banking and High Net Worth Insurance industry experience in Asia. Prior joining 1291 Group, I was Regional Marketing Director at a leading PPLI carrier’s Asia operation. Before that, I was Senior Manager at a leading international HNW insurance brokerage firm. I started my career as a private banker at Morgan Stanley Asia Private Wealth Management Division.
Important values: Born and growing up in mainland China, I am strongly influenced and firmly believe in some key Confucianism rules, such as: “Never judge a book by its cover.” “Those who plan for the distant future, worry little now. — Confucius”. “Filial piety comes first before all virtues. — Ancient Chinese Quote”

Serge Hediger


Educational background: Master of Laws (LL.M.) & Master of Business Administration (MBA)
Professional stations: Co-Founder and Managing Partner of various 1291 Group entities since 2014. From 2007 - 2014 CEO and Board Member of an Irish and Liechtenstein based international Life Insurance company with more than EUR 5 billion AuM. Various management positions with a listed Swiss Insurance Group from 1996 - 2007. Board member of the Liechtenstein Insurance Association from 2008 - 2015.
Important values: Cooperation. Even the most complex tasks can be made simpler when we focus on the solutions - together.

William Lin


Educational background: Bachelor of Science from USC Marshall School of Business.
Professional stations: Joined 1291 Group in 2020 and has previously worked for different financial institutions in Asia including PingAn Group and Lombard International. Will comes from a family background in the trust business, which has enabled him to understand the importance of trust and insurance in wealth planning. With his extensive knowledge of insurance and trust, he has been serving the Greater China market since 2018.
Important values: Your attitude determines everything that you do.

Benjamin Chia


Educational background: University of Hong Kong (PCLL) Georgetown University Law Center (LLM – Securities and Financial Regulation) University of Kent (LLB) Chinese International School (IB)
Professional stations: Benjamin is a licensed New York attorney and Hong Kong solicitor. He brings several years of corporate legal expertise to 1291 Group. Previously, he worked in the Hong Kong offices of an American multinational law firm and a boutique M&A law firm, advising on cross-border M&A, private equity, venture funds, capital markets, and restructuring transactions.
Important values: 'Recall the source of the water while taking a drink.'

Hiroko Suzuki


Professional stations: 10+ years in sales, management and operations in insurance industry including life insurance, insurance saving plans, and investment linked insurance etc.
I have managed customer relationship team to develop financial performance and skills, and supported to ensure their long-term success.
I build and maintain long term relationships with clients based on mutual trust.
Important values: It’s a valuable experience to learn about different cultures. I would like to use of this experience in my actual job and work with ambition.

Jeroen Simons


Educational background: Trinity College Dublin, Ireland. B.A. Economics & Social Studies
Professional stations: American Express Bank – Senior Director
ABN AMRO – Senior Vice President
Important values: A responsible global citizen. A trusted business partner who believes that collaboration and the ability to quickly adapt are the keys to achieving our common goals.
“If you want to go fast, go alone. If you want to go far go together” - African Proverb

Michelle Sng


Educational background: Bachelor of Law (LLB), Bachelor of Commerce (B. Com), Member of Society of Trust and Estate Practitioners (TEP)
Professional stations: Qualified Australian lawyer serving handful of SEA families in private practice, Wealth and Estate Planning Manager in international trust companies
Important values: When given the choice being right or being kind, choose kind.

Kshitij Kulkarni


Educational background: Master’s in Business Administration with specialization in Marketing and Operations, Bachelor's Degree in Chemical Engineering
Professional stations: Over 15 years of experience in High Net Worth banking and Insurance in HSBC, Citibank and a boutique Life insurance brokerage in Hong Kong and India.
Important values: Passion, Drive and a Positive Mindset. I am here to find solutions for you and your clients.

Mona Manglani


Educational background: Bachelor of Commerce majoring in Financial Accounting and Auditing
Professional stations: Over 22 years of Accounting and Finance work experience in medical Industry. Assisting in implementation of ERP accounting systems, process improvements, handling of HR-Payroll, MPF, Tax matters of staff, providing assistance to General Manger for business development. Working as a coordinator of Export in a Trading industry.
Important values: For me perseverance and resilience are the values that I believe help to navigate the uncertainties in present day. In parallel emotional intelligence is equally important for connecting with the people around you.

Michelle Kwan


Educational background: Bachelor of Psychology of Upper Iowa University, Hong Kong
Professional stations: With over 13 years in insurance brokerage, Michelle served as a Responsible Officer for 3 years, ensuring regulatory compliance and efficient management. She also held a 7 year tenure as an Operations Manager, overseeing firm operations.
Important values: The essence of a fulfilling life lies in continuous learning, humility, and collaboration. It is our duty to pursue knowledge daily, embracing empathy and humility for meaningful relationships.

Mornie Tsang


Educational background: Bachelor of Arts at Middlesex University London
Professional stations: Worked as a personal assistant to CEO for 3 years. With Accounting and Administrative experience in a HK insurance broker for 5 years before joining 1291.
Important values: Be the change you wish to see in the world.

Veronica Chow


Educational background: BA (Hons) in Language Studies for the Professions, Hong Kong Polytechnic University | Postgraduate Diploma in Investment Management | Japan Language Program, Keio University
Professional stations: Over 10+ years of work experience, mostly in finance and banking industry for front & middle office roles in Japanese banks in Hong Kong and Tokyo.
Important values: “Knowing others is intelligence; knowing yourself is true wisdom.” – Laozi

1291 Group Asia Limited

Unit 3305-06, 33/F
The Centrium, 60 Wyndham Street
Central, Hong Kong
T +852 2151 1291